Welcome to Integritas Capital Advisors, LLC (“Integritas”).  Integritas provides its web site (“the Site”) to you subject to the following terms of service (the “Terms”).  Please review the Terms carefully.  Integritas may update the Terms at any time without notice. By continuing to use the Site, you consent to any change to the Terms. This version of the Terms supersedes all earlier versions, and comprises the entire agreement between you and Integritas regarding the Site. If you do not agree to any provision of these Terms, you are not authorized to use the Site. The information and materials on the Site may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and Integritas does not undertake any obligation or responsibility to update or amend any such information. Integritas may discontinue or change any product or service described in or offered on the Site at any time.

Collection of Information and Privacy Policy

Integritas may use certain technology on the Site to collect information from visitors and compiles statistical information about how visitors use the Site, including information relating to the frequency of visits, the average length of visits, and which pages are viewed during a visit. Integritas may use this information to improve the Site performance and content. No individually identifiable information is collected for this purpose and Integritas does not monitor visitor behavior.

In addition, for users of any non-public areas of the Site, Integritas may use “session cookies” which allow Integritas to recognize your computer each time you return and verify your registration or password information during a particular session so that you do not have to input such information multiple times as you navigate those areas.

Most web browser software allows you to modify your preferences to be notified when a cookie is set, or to reject all cookies. If you choose to reject our cookies, some areas of the Site may not function properly.

Unauthorized Use

Unauthorized use of the Site and systems, including, but not limited to, unauthorized entry into Integritas’ systems, misuse of passwords or misuse of any other information, is strictly prohibited.  You may not use the Site in any manner that could damage, disable, overburden, or impair any Integritas site or service or interfere with any other party’s use and enjoyment of any Integritas site or service.  You may not attempt to gain unauthorized access to the Site, Integritas computer systems or networks connected to the Site or any Integritas service, through hacking, password mining or any other means. You agree that you will not engage in any activities related to the Site that are contrary to applicable laws or regulations.

Disclaimer of Warranties

Your use of the Site is at your sole risk. The Site is provided to you “as is” and on an “as available” basis. Integritas specifically disclaims all warranties and conditions of any kind, whether express, implied or statutory, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Integritas disclaims any warranties regarding the security, reliability, timeliness, and performance of the Site. Integritas disclaims any warranties for any information or advice obtained through the Site. Integritas disclaims any warranties for services referenced on the Site.

You understand and agree that you download or otherwise obtain material or data through the use of the Site at your own discretion and risk and that you will be solely responsible for any damages to your computer system or loss of data that results from the download of such material or data.

Limitation of Liability

You agree that in no event shall Integritas or any of its directors, managers, members, officers, unit holders, employees, consultants, agents, advisers, affiliates, OR subsidiaries (collectively, the “Integritas  Parties”) be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if the Integritas Parties have been advised of the possibility of such damages), arising out of or in connection with the Site or the inability to use the Site (however arising, including negligence), arising out of or in connection with third party transactions or arising out of or in connection with your use of the Site.

Property Rights

Integritas, the Integritas logo and other Integritas trademarks and service marks referenced herein are trademarks and service marks of Integritas.  Without limitation, Integritas Capital Advisors is a registered service mark.  The names of other companies and third-party products or services mentioned herein may be the trademarks or service marks of their respective owners. You are prohibited from using any marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Integritas or such third party, which may own the marks.

All right, title and interest in the Site and any content contained herein is the exclusive property of Integritas, except as otherwise stated. Unless otherwise specified, the Site is for your non-commercial and personal use only and you may download, print, and copy any information or portion of the Site for your personal use only. You may not modify, copy, reproduce, distribute, transmit, perform, license, frame, display, publish, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from the Site, except for the purposes expressly provided herein, without Integritas’ prior written approval. If you copy or download any information or software from the Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

Securities / Investments

None of the information contained in the Site constitutes a recommendation, solicitation or offer by Integritas or its affiliates to buy or sell any securities or financial instruments or provide any investment advice or service.   All securities are offered through Oberon Securities, LLC, member FINRA / SIPC.  Certain principals of Integritas are registered representatives of Oberon Securities, LLC (“Oberon”).  Integritas and Oberon are unaffiliated entities.  The information contained in the Site has been prepared without reference to any particular user’s investment requirements or financial situation. Certain transactions give rise to substantial risk and are not suitable for all investors. Prior to the execution of any transaction by you involving information you received from the Site, you should consult your business advisor, tax and accounting advisors, and attorneys. The information and services provided on the Site are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or where Integritas is not authorized to provide such information or services. Some products and services described in the Site may not be available in all jurisdictions or to all clients.

Real Estate Broker

All transactions and work requiring a real estate broker’s license are entered into and executed by Integritas Realty Advisors, LLC (License # 10491203463).

New York Law / Arbitration

The Terms shall be governed by and construed in accordance with the laws of the state of New York, without regard to conflicts of laws provisions. All controversies that may arise between you and any of the Integritas Parties including, but not limited to, those arising out of or related to the Site shall be determined by binding arbitration applying the laws of the State of New York. Any arbitration between the you and any of the Integritas parties shall be conducted in New York, New York, or such other location selected by Integritas, before the American Arbitration Association (the “AAA”) in accordance with the Commercial Arbitration Rules of the AAA in effect at that time.  If the parties are unable to agree on a single arbitrator with fifteen (15) calendar days of a demand for arbitration being filed with the AAA by one of the parties, each party shall select an arbitrator and the two (2) arbitrators shall mutually select a third arbitrator, the three of whom shall serve as an arbitration panel.  The decision of the arbitrator(s) shall be final and binding upon the parties and shall not be required to include written findings of law and fact, and judgment may be obtained thereon by either party in a court of competent jurisdiction.  Each party shall bear the cost of preparing and presenting its own case.  The cost of the arbitration, including the fees and expenses of the arbitrator(s), shall be shared equally by the parties hereto unless the award otherwise provides. Nothing in this section will prevent either party from resorting to judicial proceedings if interim injunctive relief under the laws of the State of New York from a court is necessary to prevent serious and irreparable injury to one of the parties, and the parties hereto agree that the state courts in New York, New York and the United States District Court in New York, New York shall have exclusive subject matter and in personam jurisdiction over the parties for purposes of obtaining interim injunctive relief. A printed version of the Terms shall be admissible in judicial or administrative proceedings.

Limitation

You and the Integritas Parties agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the Site must be filed within one (1) year after the claim or cause of action arose or be forever barred.

Severability

If any provision of the Terms is found to be invalid by a court of competent jurisdiction or arbitrator, you and Integritas nevertheless agree that the court or arbitrator, as the case may be, should endeavor to give effect to the parties’ intentions as reflected in the provision, and that the other provisions of the Terms will remain in full force and effect.

Links on Site

The Site may contain links to third party web sites. These links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Integritas of any information contained in any third party web site. In no event shall Integritas be responsible for the information contained on that site or your use of or inability to use such site. You should also be aware that the terms and conditions of such site and the site’s privacy policy may be different from those applicable to your use of the Site.